Maya

PRODUCTS

Over the last 15 years, Maya Assurance has focused on the for-hire vehicle industry in New York City. Since our inception, we have expanded and have programs available for Taxi and Livery operators, Non-Emergency Medical Transport (NEMT) and Commercial Auto throughout New York State. We have broken up the state into 3 distinct areas – NYC (5 boroughs); NY Metro (Westchester, Rockland, Nassau & Suffolk Counties), and Upstate NY (All Counties NORTH of Westchester & Rockland)
Taxi Livery Insurance
  • New York City TLC
    • Within the 5 boroughs of New York City (Manhattan, Queens, Brooklyn, Bronx, and Staten Island) we offer insurance for vehicles affiliated with Black Car and Livery bases under the TLC, including those who work with rideshare/TNC companies such as Uber, Lyft, Juno, and others.
    • We offer the liability coverages including Bodily Injury (BI) to a third-party person, Property Damage (PD) to a third parties’ property, Personal Injury Protection (PIP) as required by New York State law and the NYC TLC and more.
    • Maya will insure drivers with licenses out of state i.e., New Jersey, Pennsylvania, Connecticut who operate within the limits of New York City – driver must pick you up or drop you off in five boroughs.
    • New Jersey license drivers are restricted to a seating capacity of 7.
  • New York Metro
    • We offer insurance for livery vehicles operating in counties just outside of New York City i.e., Westchester, Rockland, Nassau, and Suffolk
    • The vehicle and the driver cannot have a NYC TLC Affiliation.
    • We offer the liability coverages including Bodily Injury (BI) to a third-party person, Property Damage (PD) to a third parties’ property, Personal Injury Protection (PIP) as required by New York State law and more.
  • Upstate New York
    • Starting in 2020, we launched our upstate livery program in the counties outside of Westchester, Rockland, Nassau, New York City, and Suffolk.
    • We offer insurance for for-hire vehicles that are operated by the owner or named drivers, corporations, and mini-fleets.
    • We offer the liability coverages including Bodily Injury (BI) to a third-party person, Property Damage (PD) to a third parties’ property, Personal Injury Protection (PIP) as required by New York State law and more.
    • We also offer insurance for Non-Emergency Medical Transportation operators (NEMT) – click here to find out more about our NEMT program!
NEMT Insurance
With our Upstate Livery Program, we also launched our upstate NEMT program in 2020. We offer insurance for for-hire vehicles that are operated by the owner or named drivers, corporations, and mini-fleets. Customers in this program provide NEMT services and receive work from the NYS Department of Health, LogistiCare, MTM, MedConnect and other services. We offer the liability coverages including Bodily Injury (BI) to a third-party person, Property Damage (PD) to a third parties’ property, Personal Injury Protection (PIP) as required by New York State law and more.
Commercial Auto
We offer coverage throughout New York State for vehicles being used for commercial business. Examples of Business we will write include but is not limited to is following:
  • Contractors
    • Air Conditioning & Heating
    • Carpenter
    • Dry Wall/Sheet Rock
    • Electricians
    • General Contractors
    • Landscaping
    • Masons
    • Painting/Wallpaper
    • Paving
    • Plumbing
  • Retail Stores
    • Fish/Seafood
    • Fruits/Vegetables
    • Grocery Stores
  • Wholesalers & Distributors
    • Health/Beauty Aids
    • Cooking Equipment
    • Dairy Products
    • Lumber
    • Grocery
    • Paper/Plastic Supplies
    • Restaurant Supplies
    • Clothing/Shoes
  • Manufacturers
    • Cabinets
    • Carpeting
    • Door/Windows
    • Blinds
    • Electrical Supplies
Coverages available: Bodily Injury and Property Damage, statutorily required Personal Injury Protection or more, Uninsured Motorist as legally required or Supplemental Uninsured/Underinsured Motorist, plus other liability coverage extensions. Comprehensive and Collision coverage are available with a variety of deductibles.