Maya Assurance Company


Over the last 15 years, Maya Assurance has been committed to serving the for-hire vehicle industry in New York City. Since our inception, we’ve experienced substantial growth and expanded our specialized programs to include Taxi and Livery Operators, Non-Emergency Medical Transport (NEMT), and Commercial Auto services throughout the entire state of New York. To enhance our service efficiency, we’ve divided the state into three distinct regions:

  • NYC (the five boroughs)
  • NY Metro (Westchester, Rockland, Nassau, and Suffolk Counties)
  • Upstate NY (all counties located north of Westchester and Rockland)

Taxi Livery Insurance

Our comprehensive Taxi Livery Insurance offers liability coverage that includes Bodily Injury (BI) to third-party individuals, Property Damage (PD) to third-party properties, mandatory Personal Injury Protection (PIP) as per New York State law, NYC TLC requirements, and more.

Maya will insure NYC TLC drivers with licenses out of state, i.e. New Jersey, Pennsylvania, and Connecticut who operate within the limits of New York City – the driver must pick you up or drop you off in five boroughs.

New Jersey license TLC drivers are restricted to a seating capacity of seven.

New York City TLC

Within the five boroughs of NYC (Manhattan, Queens, Brooklyn, Bronx, and Staten Island) we offer insurance for vehicles affiliated with Black Car and Livery bases under the TLC, including those who work with rideshare/TNC companies such as Uber, Lyft, Juno, and others.

New York Metro

We provide insurance for livery vehicles operating in areas bordering New York City, such as Westchester, Rockland, Nassau, and Suffolk counties. Please note, the vehicle and driver must not have NYC TLC affiliation.

Upstate New York

Our upstate livery program covers counties beyond Westchester, Rockland, Nassau, NYC, and Suffolk, offering insurance for for-hire vehicles, including owner-operators, corporations, and mini-fleets.

NEMT Insurance

Our NEMT (Non-Emergency Medical Transportation) Insurance program offers insurance for for-hire vehicles that are operated by the owner or named drivers, corporations, and mini-fleets. Customers in this program provide NEMT services and receive work from the NYS Department of Health, LogistiCare, MTM, MedConnect, and other services. 

We offer liability coverage that includes Bodily Injury (BI) to a third-party person, Property Damage (PD) to a third party property, Personal Injury Protection (PIP) as required by New York State law, and more.

Commercial Auto Insurance

We offer coverage throughout New York State for vehicles being used for commercial business. Our comprehensive liability coverage includes Bodily Injury and Property Damage, statutorily required Personal Injury Protection or more, Uninsured Motorist as legally required or Supplemental Uninsured/Underinsured Motorist, plus other liability coverage extensions. Comprehensive and Collision coverage are available with a variety of deductibles.

Examples of Business we will write include but are not limited to the following listed below.


  • Air Conditioning & Heating
  • Carpenter
  • Dry Wall/Sheet Rock
  • Electricians
  • General Contractors
  • Landscaping
  • Masons
  • Painting/Wallpaper
  • Paving
  • Plumbing

Wholesalers & Distributors

  • Health/Beauty Aids
  • Cooking Equipment
  • Dairy Products
  • Lumber
  • Grocery
  • Paper/Plastic Supplies
  • Restaurant Supplies
  • Clothing/Shoes


  • Cabinets
  • Carpeting
  • Door/Windows
  • Blinds
  • Electrical Supplies

Retail Stores

  • Fish/Seafood
  • Fruits/Vegetables
  • Grocery Stores